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Also, under the MLA, a registered lender is permitted to require that an interest-bearing loan be repaid in a single installment, Justice French wrote. The decision reverses the judgment of the Ninth District Court of Appeals and returns the case to the trial court for additional proceedings.
Ohio Neighborhood Finance, which operates lending businesses called Cashland, registered as a lender under the MLA in 2008. The company is not registered to make loans under the STLA.
On December 5, 2008, Cashland loaned balance personal loans to Rodney Scott. The loan agreement set up this payment schedule: One payment in the amount of 545.
16 due on 121908 (Payment Date).