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The basic rule is that if it is not illegal, and we dont have to feed it or water it, we can likely give a loan on it. How do I actually get the loan. Okay, so in the example we are using the client came in with a nice Fender acoustic guitar and a case, both in excellent condition.
The pawnbroker will take the guitar and have a good look at it, and if he can, play it for tone and action. Then, we do some on-line research on the value and availability of the instrument.
Based on that assessment the pawnbroker will offer a loan. In this case lets say the loan is for 200. The loan will be paid to the client in cash once the client agrees to the loan and completes some paper work.