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Be sure to choose a used car over a new one and think about public transportation or car pooling. Your goal should be no car payment and minimal housing expenses. Another large expense is debt. Carrying debt is expensive, with interest rates, charges, fees, penalties and annual dues. Figure out how to pay off your credit cards and other loans. Focus on the highest interest rate debts first and call your lenders to ask for a rate reduction.
Consider transferring debt to no interest rate cards - but read the fine print carefully. If you are overwhelmed, you can look into credit counseling services or debt consolidation.
Make sure you research your options carefully to find a company that has your best interest at heart.
Payday Loan. Payday Loan, also known as single-pay loan, is paid on your next pay day. Installment Loan. Installment Loan is paid back through a number of scheduled payments. Line of Credit. A line of credit gives you more payment flexibility and control over cash flow. Why get an Online Loan from MoneyKey. Superior service "The attention to detail is outstanding. Very friendly and helpful.