If you borrowed 5,000 over a 48 month period and the loan had an 8 arrangement fee (400), your monthly repayments would be 131. 67, with a total payback amount of 6,320.
12 which including the 8 fee paid from the loan amount, would have a total cost of 1,720. Representative 18. 23 APR. ARE THERE ANY FEES.
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Unless you can prove that it is not you who has taken out the loan, you may be vigorously pursued for the debt plus interest and possibly other charges. The Risks. Taking out a payday loan to tide you over, only to find that you are unable to repay the sum in full on the due date. Taking out a payday loan to 'tide you over', only to find that you are unable to repay the sum in full on the due date.
Being attracted by the speed and ease of taking out taking out two personal loans loan without considering the costs and risks, because you need the money so urgently. Having to pay higher interest rates and arrangement fees to extend a payday loan. Being chased aggressively for repayment by certain lenders. Not being clear about the APR or actual monetary amount of interest that the loan carries. Suffering from mounting financial difficulty and distress.
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